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Will Home Mortgage Rates Go Down In 2024 Olympics. Housing market is headed through the rest of the year and in 2024, morgan stanley expects prices to fall by 2 percent next year. Experts anticipate a downward trend in mortgage rates throughout 2024. However, what if these predictions are off and mortgage rates hover around 7% or even climb higher? While real estate experts are divided on just how much mortgage rates will fall, most expect they will stay in the 6% range.